Can You Still Afford a Home in 2024?

Can you actually afford to buy a home right now or does it just feel that way?

In this first episode of our 4-part home buying series, we break down what’s really driving affordability in today’s housing market and why it’s not just about interest rates.

Because the real story is a combination of forces most people aren’t fully considering.

What We Cover:

Why Buying Feels So Expensive

The emotional and financial reality buyers are facing today

The 3 Forces Driving Affordability

• Home prices

• Interest rates

• Property taxes

Migration & Market Shifts

How population movement is reshaping local markets

Why where you live matters more than ever

The Hidden Costs of Ownership

Taxes, maintenance, and lifestyle creep

What buyers underestimate when running the numbers

Interest Rates in Context

How today compares to history

Why “rates used to be higher” isn’t the full story

How to Approach Buying Right Now

Avoiding scarcity mindset

Making decisions based on your situation, not headlines

Why It Matters:

If you only look at interest rates or home prices in isolation, you’re missing the bigger picture—and that can lead to bad decisions.

Key Takeaway:

Affordability isn’t one number; it’s how multiple factors collide.

🔗 Learn More:

Thinking about buying a home and want to understand how it fits into your overall financial plan? Schedule a discovery meeting at https://www.seedpg.com